Term Definitions:  
Credit and Finance Risk Analysis - www.credfinrisk.com



  RSS NEWS FEEDS, ECONOMIC CALENDARS / RELEASES & MARKET INDICES
  Business News / CNN.com
  Business News / BBCNews.com
  U.S. Business / WSJ.com
  Business News / WashingtonPost.com
  Business News / GoogleNews.com
Reuters.com
  Business News / Reuters.com
  Markets / FinancialTimes.com
  Currencies / FinancialTimes.com
  Asia Corp. News / ACN Newswire
  Japan Corporate News / JCN Newswire
  CP Rates / FederalReserve.com
  Business News / AP.com
  Chicago Board of Trade All Exchange Updates
  MarketWatch.com - MarketPulse
  FHLMC Weekly Mortgagge Rates
  Bloomberg.com Economic Calendar   Federal Reserve FOMC Calendar   FRBNY Economic Calendar
  FRB Release H.10: Foreign Exchange Rates   ECB Euro Foreign Exchange Rates   BOJ Yen Foreign Exchange Rates
  Census Bureau: U.S. Durable Goods Orders   Commerce Dept.: U.S. GDP   Census Bureau: U.S. Retail Sales
  EIA, Short-Term Energy Outlook   EIA, Annual Energy Outlook   EIA, International Energy Outlook
  FRB Release H.15: Selected Interest Rates   OPEC Monthly Oil Market Report   EIA Petroleum Supply Monthly
  U.S. Dept. of Labor: Unemployment Rate   IEA Monthly Oil Report   U.S. Monthly Retail Sales
  Commerce Dept.: New Residential Sales   U.S. Dept. of Labor: CPI   Federal Reserve: Consumer Credit



  BASICS
 Focus
What is the Focus of Credit Analysis ?   What are the Five C's of Credit Analysis?
 Types of Risk
 Basic Analysis
What are some of the Basic Analysis procedures in order to conduct credit analysis ?
 Risk Assessment
What are some of the aspects of Risk Assessment and Risk Management ?
 U.S. Economy
What are some of the issues having an effect on the U.S. Economy ?   What are some of the U.S. Economic Indicators that should be reviewed ?   What are the reasons behind the decline of the U.S. Financial Sector in 2008 ?
 Accounting Issues
What are some of the recent Accounting Issues that affect credit analysis ?
 Taxation
How are Corporations taxed ?   Where can I obtain U.S. Federal tax forms and / or State tax forms ?
 Other Issues
What are some of the Political, Social and Environmental issues that should be considered ?

  ANALYSIS
 Banks
How do I analyze the Financial Statements of Banks ?   What are some of the Legislation and Regulations that affect how banks operate ?
 Finance Cos.
 Credit Unions
 Corporations
 Project Finance
What are some of the characteristics of Project Finance ?
 Industries
 Sovereign
How do I analyze the attributes of a Sovereign Nation ?
 Comparative
Financial Accounting Terms in  DutchFrenchGermanItalianSpanish
 Risk Analysis
How do I measure and manage Investment and Portfolio credit risk ? What are CreditMetrics and VAR / Value At Risk credit risk ?

  MARKETS & FINANCE
 Banking
What are the characteristics of the Banking Sector ?   What are some of the characteristics of Offshore Banking ?   What are some of the principles of Islamic Banking & Finance ?   How do Federal Farm Credit Banks operate ?
 Debt
What are some of the products and characteristics of the Debt Markets ?   Who are some of the issuers of debt such as Government Bonds;   Supranational Organization debt issues;   Federal Agency Debt;   GSE (Government Sponsored Enterprise);   Municipal Bonds;   Corporate Debt;   ABS (Asset Backed Securities)   What is a Competitive Auction ?   What is a Negotiated Sale ?   How is a Taxable Equivalent Yield calculated ?   How is the Current Yield calculated ?   How is the Yield to Maturity calculated ?   What is a Monoline Insurer of municipal bonds ?  
 Money Market
What are the characteristics of Money Market instruments ?   What are the characteristics of the Federal Funds ?   Discount Window ?   Certificates of Deposit ?   Eurodollars ?   Banker's Acceptances ?   Commercial Paper ?
 Equity
What are some of the products and characteristics of the Equity Markets ?   Which are some of the Indices that measure equity market activity ?
 Currencies
What are some of the products and characteristics of the Currency Markets ?
 Derivatives
What are some of the basic characteristics and functions of Derivatives instruments ?
 Options
What are the different types of options, what are the characteristics of the products and how do the Options Markets function?
 Futures
What are the different types of futures, what are the characteristics of the products and how do the Futures Markets function?
 Forwards
 Swaps
What are Swaps ?
 Exchanges
Which are some of the Exchanges on which commodities and financial derivative products are traded ?
 Credit Derivatives
What are some of the different types of Credit Derivatives and what is its purpose ?   What is a Credit Default Swap ?     What is a Credit Index Event Contract / Credit Event Futures ?   What is a Credit-Linked Note ?
 Clearing
What are some of the Electronic Trading Platforms ?   How do Clearing Houses, ACH and EFTS confirm and settle transactions ?
 Leasing
What are the various types of Leases that parties can enter into ?
 REPO
What are the characteristics of Repurchase Agreements ?
 Asset Securitization
 Hedge Funds
How do Hedge Funds operate and what role do they play in the markets ?
 Trade Finance /  Forfaiting
What are some of the terms related to Trade Finance ?
 Insurance
 Credit Unions
 Money & eCash
How have Currency & Electronic Cash developed and converge over time ?   What is Check 21 ?   How do Prepaid Storage Cards function in the national economy ?  
 Consumer Credit
What are some of the characteristics of Consumer Credit financial products such as Credit Cards and Annuities ?
 Letters of Credit
Who are the parties involved in issuing a Letter of Credit and what is its purpose ?
 SBA Lending
What are some of the characteristics of the Small Business Administration (SBA) loan programs ?
 Taxi Medallion
How are Taxi Medallion Finance loans underwritten ?
 Financial Centers

  COMMODITIES
 Coal
How is Coal mined and processed and what influences the market price ?   What are some of the Environmental issues related to the mining and burning of coal ?   What is the Carbon Trading market and how is it utilized ?
 Coffee
Who are the producers of Coffee and how is the price for coffee influenced ?
 Cocoa
Who are the producers of Cocoa and which nations are the largest consumers ?
 Corn
What are some of the uses of Corn and what affects the market for corn ?
 Cotton
How is Cotton produced and what affects the market for cotton ?   What are Cotton Bale dimensions ?   What is the Cotlook A Index ?
 Diamonds
What are some of the characteristics of Diamonds, the diamond trade and diamond jewelry?
 Electricity
How is Electric Power generated and how is the market priced and regulated?   How is Solar Powered Electricity generated?
 Ethanol
How is Ethanol produced and what is the future of biofuels?
 FCOJ
How is Frozen Concentrated Orange Juice produced and what affect the market price ?
 Gold
What are some of the characteristics of Gold and and how is bullion wieghed and classified ?
 Livestock
What type of conditions affect Livestock prices and what type of livestock is available to retail markets ?
 Lumber
What are some of the differnt types of Lumber produced, how is it graded and what affects the market for Lumber ?
 Natural Gas
How is Natural Gas produced and what affects the price ?   How is Liquified Natural Gas produced ?
 Petroleum
What are the different grades and usages of of Petroleum production and how is it traded ?  
 Soybeans
How are Soybeans produced, how are they used and what affects the market for soybeans?
 Sugar
Who are the producers and sources of Sugar and how is sugar used in consumer products ?
 Weather
How is Weather Risk measured and managed?
 Wheat
Who are the producers and sources of Wheat and how is wheat used in consumer products ?

  REAL ESTATE
 Residential Property
How do I underwrite a Residential Property mortgage ?   How do I compute a Monthly Payment using an HP-12C Calculator ?   Who are some of the organizations active in the Secondary Mortgage Market ?   How does a Reverse Mortgage / Home Equity Conversion Mortgage work ?
 Commercial Real Estate
How do I analyze income producing Commercial Real Estate properties ?   How do I analyze Hotel & Resort properties ?   What are the specific requirements of a Commercial Real Estate Appraisal ?   What are the steps involved in a Commercial Real Estate Foreclosure ? How do I calculate the NPV / Net Present Value of a commercial real estate property ?   What is a 1031 Exchange of "like kind" commercial real estate property ?



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